Investment Criteria

At Harvest Capital Credit Corporation, we are focused on providing customized financing solutions. Our flexibility allows us to invest in multiple layers of a company’s capital structure, from senior secured debt to subordinated debt and minority equity capital.

An ideal financing candidate for Harvest Capital Credit has the following characteristics:

  • Is an established, U.S.-based company.
  • Maintains significant market share in a defensible industry niche.
  • Has sound historical financial performance with industry appropriate margins.
  • Has low risk of technological and/or product obsolescence.
  • Maintains a diversified customer and supplier base.
  • Has a solid and proven management team with aligned incentives.
  • Generates minimum EBITDA of $1,500,000.
  • Has a financing need of at least $2,000,000.
  • Revenues between $10M – $100M
  • At least $1.5M of annual EBITDA
  • North America-based companies
  • Sponsored and non-sponsored transactions
  • Industry generalists
  • First lien loans
  • Second lien loans
  • Uni-tranche loans
  • Subordinated debt
  • Equity co-investment
  • Leveraged buyouts
  • Add-on acquisitions
  • Recapitalizations
  • Growth financings
  • Debt refinancings
  • Target loan size of $2.0M  – $15.0M
  • Target equity size of $250K – $1.0M
  • Cash flow and asset based transactions
  • Directly originated transactions
  • Syndicated or club transactions